Avoid or Stop Foreclosure

“How to Avoid or Stop Foreclosure and Get the Cash You Need Fast...”

Dear Homeowner,

If you are headed toward foreclosure or are already in foreclosure, you need to know the rights  and options available to you now. Only then can you save your house, save your credit, or save  your equity before it’s gone forever.  

Once you get behind on your mortgage, the clock is ticking. The sooner you decide on the  course of action, the more cash you and your family can pull out of your house, and the better  chance you’ll have of stopping the bank from stealing your home.

Can you raise enough cash to cure the

default and stay in your home?

There are several creative ways to do this. We can help you identify the methods to keep your      house if you feel you can still afford to stay in your house. On the other hand, if you decide to sell your house, we might be able to buy it and give you cash for your equity in as little as 7 days.

Can you get a new mortgage?

You’ll need to borrow enough to pay off what’s owed to your current lender PLUS the back payments PLUS late fees and attorney fees Plus all the closing costs to get a new loan.

If you’re able to really commit to a larger mortgage obligation, we can help you explore this option.

Should you sell your house now?

Maybe we can buy your house quickly and easily. There’s no need to go through the uncertainty of listing your house with an agent or trying to sell it yourself. There’s no need to spend money fixing up your house to please a picky buyer.

*    We can buy your house “as is”

*    We can close on the date of your choice

*    We can handle all the paperwork

We don’t charge a fee or commission so there’s no cost to you. We can close in 7 to 10 days and by acting now, you can get the most money out of your house.

The biggest reason for you to allow us to help cure your loan, refinance your debt or sell your house is to keep a foreclosure off your record, and that’s important. By saving your credit, you won’t have to experience the frustration of trying to get a future mortgage, a nice house to rent, or a fair insurance quote when you have severely damaged credit.

Know that after your bank forecloses on your home, you’ll always have that hanging over your head, coloring the opinions of what others think of you. All mortgage applications currently ask if you’ve EVER had a foreclosure. You’ll have to say “yes” for the rest of your life… unless you avoid it right now by discovering your options and taking positive action.

Do you feel a foreclosure can’t be stopped, and

that your situation is beyond hope?

Then let us help you save as much of your equity as possible. Even if you have little or no equity, we know several ways to create it by renegotiating with your lender, generating enough cash to give you something, rather than nothing.

In fact, if you have the ability to pay more then you’re obligated to pay each month now (perhaps because the financial setback you experienced was temporary) it’s possible for us to negotiate a plan with your lender to keep you in your home and get you back on track.

But know this… from our experience… only 1 out of 9 families we consult with who are facing foreclosure are able to save their home by agreeing to pay MORE each month. So it may be in your best interest to explore your options for selling quickly at no expense to you.

When you decide to sell, you’ll need a new home. Maybe you can stay with friends or family, or maybe find a new place of your own.

Damaged credit will limit where you can move. Landlords and lenders will look closely at your ability to keep up with your financial obligations. But once we’re working with you, and we understand your situation, we may be able to get you into one of OUR homes with flexible seller financing. We may also be able to trade properties

Are you thinking of filing bankruptcy?

Some homeowners consider filing bankruptcy to stop a foreclosure. But it won’t.  It only delays it while the amount owed grows to an unrecoverable amount. Know that the bank that lent you the money on your house will get their money or your house. They’re a secured creditor. Bankruptcy will never wipe out your mortgage debt. You cannot avoid foreclosure by filing bankruptcy.

Should you do nothing and wait?

Some borrowers even think they’ll benefit from “free rent” until the bank hires the local sheriff to throw them out. But wouldn’t you rather have debt relief, emotional relief, and some seed money to start fresh in a new home? And remember… you’ll want to keep a foreclosure off your credit report if at all possible.

Equity in real estate takes years to build but it can be wiped out in a single day, once your house is sold at public auction. Let us help you examine all the options you have available NOW. Then you’ll be able to make decisions based on real facts, not wishful thinking.


I invite you to call our office at 703-828-0990 or start a conversation online at 24-hour Chat and talk to us anytime day or night. We will gather the details of your situation. Then we can offer you several solutions there’s no cost or obligation and we’ll hold everything in strict confidence. Once we have your details, we may be able to:

*  Put up the money to cure your default, or...

*  Help get you a new loan, or...

*  Renegotiate your obligation with the lender, or...

*  Make you an acceptable offer to buy your house “as is” possibly with cash to you at closing.

We don’t recommend trying to sell your house through a real estate agent (and I'm an agent!) until you learn more about the major disadvantages of taking such actions. We don’t recommend you try to sell your house on your own unless your loan is current and you have time to test the market. Bankruptcy should always be used as a last resort because (in our opinion) it rarely produces the result homeowners expect or hope for.

We do recommend that you allow us to explore ways to raise the cash needed to cure your default or stop a foreclosure. We’ll either put up the money ourselves or help you locate a reliable source of funds. If refinancing your house makes sense, we’ll help investigate that.

Let us offer you a fresh start and a brighter future...

Put an end to the stress and emotional hardship you may be experiencing right now. Sure, you may find an answer, on your own, without us being involved. But you owe it to yourself and perhaps your family to get any help you could use. We want to help. It’s what we do every day.

Will you take the next step?

If you want more information without risk, we’ll need to get some information about your situation and your property. You can call us direct at 703-828-0990 for a FREE, friendly, no-obligation consultation. We’ll be happy to speak with you. Or you can see start a conversation online at: 24-hour Chat

After evaluating your situation, we’ll gladly call you back and share our ideas with you. Then, if you decide it’s best to sell your house, we’ll come out and make you a fair purchase offer that’ll put cash in your pocket at closing.

If you prefer to keep your house, we’ll explore how to raise the cash needed to avoid losing it.

So please call us. We’ll explain everything in clear, easy to understand terms. You’ll still have all your other options available if it’s determined that we’re not your best solution.


Chris Whitwood

Avid Homes LLC

Email:      [email protected], [email protected]

Website:   www.reihouse.com

P.S.  If you are behind on your house payments and don’t have an immediate plan to cure your default, it is only a matter of them that your name will appear on public record as “someone in distress.” Then you’ll have to deal with a barrage of real estate agents, mortgage brokers, and real estate investors hoping to capitalize on your misfortune.

“... Our house was on the market for 3 months, when we had to move. The house remained on the market for 3 more months with no interest shown by the agent... If only we had found you sooner... Thank you again for coming to our rescue.”

-- John & Elise Little

“... I would like to take the opportunity to thank you for the great job you did for us... we were having trouble moving our property... We were constantly burying money into an empty house on a monthly basis, just to pay the loan, and having no luck with the local real estate agent or finding good renters... you did exactly what you promised enabling us to build a new home... and get on with our lives... Thank you again for your help.”

-- Eric & Cynthia Gantt